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Pulling Owner/Builder Permits is Risky Business.
If you do not intend to do the work yourself and have been asked by someone without a Contractor’s license to pull the permit, you are at risk of financial harm both by penalty and injury.
Chapter 489.103(7), Florida Statues: Owners of property must supervise the work being performed. Any person working on your building who is not licensed, must be employed by you, which means that you must deduct F.I.C.A and with holding tax and provide worker’s compensation for that employee.
Without worker’s compensation insurance, you could be held liable for injuries received on your property. Typically, your homeowners’ insurance policy will not honor your claim if the work being performed required a licensed contractor. You could end up responsible for thousands of dollars of medical bills.
Not only is it dangerous, but it’s also a crime.
Chapter 455.227, Florida Statues: Any person who knowingly aides, assists, procures, employs or advises an unlicensed individual can be charged with a first degree misdemeandor and may face fines of up to $5,000 for each offense.
Is it worth it?
For more information, speak with your local building department before you apply for a permit or contact the Department of Business and Professional Regulation at 850.487.1395 or online at www.MyFlorida.com/dbpr